I have used North Oak Investments for 15+ years on my rehab loans. They are extremely easy to work
with and would highly recommend them.

Awesome guys always quick to close and open to “out of the box” thinking. Bernie and Tommy are stand
up guys! Transactions are always smooth and on time.

I have used North Oak Investment several times in the past 5 years. Bernie makes this process easy and
fast . I would recommend him to my mother even. I work 65-70 hours weekly. Time is something I have
very little of to waste.

I am a realtor with Keller Williams in the KC Metro area. I have closed over 1500 short sales. Just 24
hours ago a buyer back out on a sale that had a scheduled foreclosure in 48 hours. Bernie Richter and
Northoak Investments, LLC pulled off magic with the Back up Rehabber buyer we had and got it closed and funded avoiding the foreclosure and the lost sale. It is not the first time I have worked with Bernie and his team they DELIVER THE GOODS!
Thank you Bernie

I have done multiple deals with North Oak Investments they always are smooth and quick closings
which is a must in my line of work. Closings are smooth and without issues. These guys have this
business down to a fine science. Will continue to use them exclusively!

North Oak Investment and Bernie Richter has been extremely valuable to the growth of my Real Estate Business. We started our business back in 1998 and Bernie was one of the first connection we were fortune enough to secure. It has been the knowledge and experience of Bernie and North Oak that has allow our business to have successfully completed over 50 deals. We continue our relationship with North Oak now because when you have something that works, why change it. The customer service is best that I have experienced in real estate lending. I highly recommend North Oak and Bernie for all of your real estate investment needs.

I obtained my 1st construction loan , with the first house of my 45 year career in the construction
industry. With Bernie Richter at north oak investment co. In 1972 , obviously I didn’t know what I was
doing , I depended on Bernie to walk me through the loan process on that first house. I’ve since had
numerous New and rehab construction loans , with north oak investment co . It’s always very easy and
convenient to work with Bernie.

Several Reece Nichols agents sell rehabbed homes financed by North Oak Investment all over the
metropolitan area. Bernie made construction and rehab loans to my husband Charlie and others in our
family for over 25 years. Bernie is the greatest with service to his clients.

Bernie has been very easy to do business with!

We’ve always worked with Bernie and he is great to work with! He’s always very responsive,
knowledgeable and friendly. We’ve never had a bad experience!