Funding for lasting freedom and wealth.

Kansas City’s trusted local hard money lender, invested in our clients’ success for 40 years.

Fund your fix & flip deal with North Oak Investment

Whether you’re just starting out in real estate investing or ready to scale, we’ve got a funding solution tailored to you. Get a clear look at how we work, what to expect for rates and fees, and how we help you fund smarter, flip stronger and feel free.

Choose your path.

New Flipper

Hundreds of first-time investors have gotten started successfully with our help. We’re Kansas City’s OG private lender for 40+ years.

Experienced Investor

Seasoned investors work with us to scale their success with speed, insight and no-nonsense funding that keeps them in control of their deals.

Rental Portfolio

Long-term investors partner with us for funding that ultimately impacts their monthly returns and helps build wealth–with margin for success.

Alternative Concepts

Seasoned real estate investors partner with us to bring cutting-edge concepts to life and create what’s next in residential real estate.

People-First Lending

You’re more than a transaction to us. We bring wisdom, heart, and straight talk — building real partnerships and crafting outcomes that benefit everyone involved.

People-First Lending

You’re more than a transaction to us. We bring wisdom, heart, and straight talk — building real partnerships and crafting outcomes that benefit everyone involved.

Fast, Fair Funding

What we quote is what you’ll close. No hidden fees. No last-minute surprises. Just honest terms, often far below competitor costs — and capital that moves at the speed of your deal.

Fast, Fair Funding

What we quote is what you’ll close. No hidden fees. No last-minute surprises. Just honest terms, often far below competitor costs — and capital that moves at the speed of your deal.

Clarity + Flexibility

Our deal assessment delivers a clear P&L upfront, so you make confident decisions. With deep expertise, we offer flexible funding tailored to your deal—making borrowing smooth, straightforward, and enjoyable.

Clarity + Flexibility

Our deal assessment delivers a clear P&L upfront, so you make confident decisions. With deep expertise, we offer flexible funding tailored to your deal—making borrowing smooth, straightforward, and enjoyable.

Why fund your flip locally?

Fuel your freedom.

Real estate investing is about having the freedom to pursue goals your own way, do work you’re proud of, and build something that helps someone else. We designed our hard money lending processes to maintain your momentum and control the outcomes for your success.

End-Focused

We fund with your goals and margins in mind.

Fast Draws

Free draws; fast approvals and funds via ACH.

0+
years fix & flip experience
0
local deals funded since 2017
Don’t wait until you have a deal, get started now. Submit our Loan App to set up your profile with us and get your pre-approval letter.

what we offer.

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Navigating your financial horizon with our professionals

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Head Investment & Capital

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Have questions before you apply?Have questions before you apply?

Ready to move fast on your next deal?

The fastest way to get funded is by completing the Loan Application. APPLY NOW

But if you have questions or want to talk things through first, this contact form will go directly to our loan officers. They’ll get back to you quickly.

GET READY

Get your profile in place before the deal hits. Loan App gets you set up and ready to fund deals quickly.

maximize

Streamlined process from close to completion. Helps you move fast.

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